Personal Savings
Our Personal Savings Account is ideal for first time savers or individuals who want to set aside funds for special purchases or unexpected expenses. Your funds are easily available, interest is compounded on your daily collected balance, there is no minimum balance required, and no monthly service charge.
- Interest Compounded on Daily Collected Balance
- No Minimum Balance Requirement
- No Monthly Service Charge
- Unlimited In-Person & ATM Withdrawals
- Up to 6 Pre-Authorized, Automatic, Telephone or Online Transfers and/or Payments per Month
- $2.00/Debit Transaction over 6 per Month Excluding In-Person and ATM Withdrawals
- Free Online Banking
Premier Savings
The Premier Savings Account is sure to help you meet your savings goals. Competitive rates and FDIC Insurance make this account a safe place to keep your money and earn interest. This account features easy access to your funds, two interest rate tiers and interest is compounded on your daily collected balance.
- Interest Compounded on Daily Collected Balance
- Tiered Interest Rates
- Up to $2,499.99
- $2,500.00 or More
- Avoid Monthly Service Charge with $2,500.00 Minimum Daily Balance
- $6.00 Monthly Service Charge
- Unlimited In-Person & ATM Withdrawals
- Up to 6 Pre-Authorized, Automatic, Telephone or Online Transfers and/or Payments per Month
- $2.00/Debit Transaction over 6 per Month Excluding In-Person and ATM Withdrawals
- Free Online Banking
Personal Money Market*
Want more control over your savings? With five interest rate tiers check writing options and unlimited access to your funds with in-person and ATM withdrawals. Our Personal Money Market account provides you with convenience and flexibility.
- Interest Compounded on Daily Collected Balance
- Tiered Interest Rates
- Up to $9,999.99
- $10,000.00 - $49,999.99
- $50,000.00 - $249,999.99
- $250,000.00 - $499,999.99
- $500,000.00 or More
- Avoid Monthly Service Charge with $5,000.00 Minimum Daily Balance or $15,000 Average Collected Balance
- $20.00 Monthly Service Charge
- Unlimited In-Person & ATM Withdrawals
- Up to 6 Pre-Authorized, Automatic, Telephone or Online Transfers and/or Payments per Month. No More than 3 of the 6 Transfers and/or Payments May Be Made by Check or Debit Card to a Third Party
- $10.00/Debit Transaction over 6 per Month Excluding In-Person and ATM Withdrawals
- Free Online Banking
Certificates of Deposit
Certificates of Deposit offer the security of FDIC Insurance, the predictability of earnings and the flexibility to choose from a variety of maturity dates. We provide competitive interest rates while offering peace of mind in knowing that your principal is stable. Please see one of our knowledgeable bankers for specific terms and current rates.
CDARS
Looking for a way to keep large deposits safe? CDARS® may be your answer. With CDARS, you can access FDIC protection up to $50 million on CD investments. You will enjoy the convenience of banking directly with one bank, sign one agreement, earn one interest rate (per term selected), and receive one account statement. There is no need to go through the hassle of multiple rate negotiations or tracking numerous statements and year-end tax documents from multiple banks.
Individual Retirement Accounts
There are many advantages to an IRA, and they are one of the easiest investment products to open. From tax savings to deferred payment options, our variety of IRA accounts including Traditional and Roth IRAs are sure to meet your savings goals.
Disclosure: Savings, IRA and CD accounts are FDIC insured to the maximum amount allowed by law.
*Money Market Accounts are governed by federal regulation. You may have up to 6 pre-authorized, automatic, telephone or online transfers and/or payments per month. No more than 3 of the 6 transfers and/or payments may be made by check or debit card to a third party.